Top Ways of Finding Flats to Invest in In Pune

The internet has indeed made the world a smaller place, bringing you closer to everything and everyone. Now, you can complete every transaction digitally, in just one click. Be it vegetables and groceries, shares and debentures or even properties, you can now search, purchase or sell online in moments.

In case of properties, we had to visit the location we wanted to purchase a flat in person. This turned out to be highly inconvenient as people living in other cities had to go to another city just for the purpose of scouting for a piece of property. This however changed with the introduction of the internet as people can now visit the portals of real estate developers to find out all the relevant details. Many even give the option of booking the property online.

Some of the other benefits of using the internet for the purpose of house hunting are as follows -

Save Time

Purchasing a home is a big decision as it requires a lot of time and money and thus a lot of research must be done before any investment is made. While there is no alternative to visiting the site in person as it provides first-hand information, it is just not possible to visit all the sites in person, especially if they are in another city.

This is why the internet is of immense help as no matter where you are located you can always search for properties such as Ganga Legend Bavdhan. Some of the information include details regarding both the project such as the configuration and layout and even information pertaining to the developer.

Locate

With the internet, it becomes more easier to locate the project and the amenities which it can provide, not just within the society but outside too. Based on this, you can decide whether or not the locations suits your needs and preferences and go ahead with the purchase accordingly.

Also, you can buy a home with instant housing finance facility by Bajaj Housing Finance Limited, you may have the capacity to guarantee the advantages from PMAY home advance or PMAY CLSS.

Also Read: HOW TO FIND FLATS IN PUNE TO INVEST IN ONLINE

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Articles Written Well On Indian Real Estate - You Should Read!

Indian Real Estate going high day by day very fastly. If you looking to invest in Indian real estate, but don't know where to invest in.

Go through these posts, these posts will help you to find your dream homes. In this posts you will get many amazing options to invest in.

So, my dear investors just read these posts and strat investing in India's well build, furnished properties.

Hope you like these posts!

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http://homebna.com/how-are-luxury-and-regular-apartments-differ-from-each-other/

http://articlespromoter.com/Art/1055196/57/4-Hot-Facts-to-Check-Before-you-Buy-Flat-in-Bangalore.html

http://passionconnect.in/ArticleView/ArticleId/Top-Localities-to-Buy-Apartments-in-Bangalore

https://www.storifynews.com/tinsel-county-a-good-option-to-invest/

http://www.worldinforms.com/2019/01/risk-factors-before-buying-your-apartment.html

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http://www.propreview.in/news/why-young-homebuyers-should-choose-projects-like-parkwest-bangalore/

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Good Luck!

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Hidden Costs to be Aware of When Purchasing a Property in Pune

One of the biggest considerations when purchasing a piece of real-estate happens to be that of the city. This is because it will determine a number of other decisions including the quality of life in the present times as well as in the future. This is why, one of the biggest names which has come up in recent times with regards to a popular choice for investing in real estate happens to be Pune.

This is because this city is going through a phase of rapid real estate development. Young professionals, mostly from the IT industry, now prefer apartments in large housing projects like Three Jewels Pune. Pune offers to them all the modern facilities without the chaotic pace of life in a metro. This is what has led it to becoming one of the most sought-after cities and people from all over the country come to settle down in this city.

However, purchasing a flat these days does not simply entail the price of the project as there are a number of other charges which are included in the same, a few of which are -

Advance Maintenance Deposit

This is the amount which is charged by builders for the maintenance of the project in advance. Some of the inclusions in this include the cost of electricity and the salary of the caretakers. The period of advance varies from one builder to the other and is also determined by the size of the property you have opted for. Another factor which affects the cost include the city in which you have purchased the property. Thus, the advance maintenance deposit cost will be higher in Mumbai than in Pune.

Parking Costs

The cost of land has risen exponentially in recent times and this is the reason why something as basic as a parking space no longer comes free of charge. Here too the location and convenience come into play when determining the cost which buyers need to pay.

If you want to buy property in pune you must apply for home loan in Pune from the Bajaj Housing Finance which is the India's most trusted housing company.

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Which is the Best Area for Buying a Home in Bangalore?

Bangalore is the IT hub of India and also a popular destination for all IT or other professionals. There are many commercial properties in this city and, obviously, professionals also require a good property for residence as well.

Even residential property facilities are dynamic in Bangalore. If you are looking for a place to buy a home for quality living and matching your lifestyle, Tata New Haven is one of the best places to live in Bangalore. you can easily finance your home with home loan. before availing home loan check home loan interest rate. 

Tata New Haven Property

Tata New Haven has been developed by Tata Housing Development Company (THDC) and complete 100% subsidiary of Tata Housing affects its demand. The property has all luxury facilities, along with affordability. Hence, buying an apartment here won’t put a hole in your pocket.

This luxury property provides beautiful 2 and 3 BHK apartments to the potential buyers searching for a dream home in this amazing city. The properties in Tata New Haven are spread across 708 or 1286 square feet area, depending on which apartment configuration you choose. Each apartment has a stylish flooring, spacious balcony, standard kitchen, and attractive interior – everything that suits a contemporary living.

What amenities to expect?

This real estate property offers numerous amenities to the residents. Some of the basic to luxury facilities include health centres, landscaped garden, clubhouse, gymnasium, gated community, 24-hour backup electricity, indoor games, play area, swimming pool, multi-purpose hall and more. For security purpose, the property is guarded 24/7 by the security guards, as well as Intercom and surveillance cameras are also installed in the premises.

Additional Read - Property Rates Instruction for Real-Estate Investors in Bangalore

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Property Rates Instruction for Real-Estate Investors in Bangalore

Planning to buy a property in Bangalore? Checkout the property rates instruction for investors for properties in Bangalore.

1. Financial Knots

Luxury always comes with a price tag. It is more than likely that you would not be able to arrange the entire amount at one go. Thus, do some research about your home loan eligibility and find out how much you're eligible to borrow.

2. Amenities & Car Parking

Every luxury housing projects like Provident Park Square offer amenities like swimming pools, clubhouses, jogging tracks, and playgrounds. They attach extra value to a property. Hence, the government keeps these things under valuation.

3. Stamp Buty & Registration Charge

Stamp duty is the tax levied on land purchase documents for legal confirmation of transfer of property. The rates vary from one state to another and the latest rates are available at local land revenue department.

You can use the stamp duty calculator but in order to efficiently use it, you must have the basic knowledge and be aware of the charges. So, below are a few things you need for calculation of stamp duty and registration charge.

• Super built-up area is considered for calculation in case of multi-storied apartments.
• For plots, the sq. ft. area is multiplied with the prevailing guideline value of the area.
• In case of independent houses, the total area is considered.

Talking about registration charges, even after paying the stamp duty, you can’t claim the property unless it is registered in your name. In Bangalore, 1% of the property value is charged as the registration fee.

Additional Read - Here’s How you Can Buy a Home Within Budget in Bangalore

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Grab the Opportunity to Buy Apartment in Mumbai in 2019

If you are planning to buy a house in Mumbai, you need to have financial stability without putting yourself in a financial burden over the years.

Here are certain things you need to consider before buying or investing in a property in Mumbai:

# Know Your Budget

First, you need to determine your budget. Find a good reason to buy a property in Mumbai and then see your budget – whether you want to buy a small apartment, rent an apartment or buy a flat or house.

You can look for a property in Sunteck Westworld for better amenities and fetching you high returns in the future as well.

# Check The Credit Score

If you don’t have a big amount to buy a property in one go, consider applying for a home loan with any trusted bank or non-banking financial company. There are so many financial institutions like Bajaj Housing Finance offering people easy home loan options to help them get their dream home.

# Don’t Choke Your Savings

Do invest in new flat in Mumbai without choking your savings. You need to consider the future responsibilities as well. So, don’t break your entire savings. Keep some for the emergency fund as well.

# Check On An Existing Debt

If you already have a loan, don’t get another loan. It will be an added burden on you.  Try to repay the first debt before applying for another home loan or any other loan.

Additional Read: Bajaj Housing Finance Home Loan

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Things to Consider When Buying an Apartment in Bengaluru

Bangalore, or Bengaluru as it is now called, is a vibrant city that is often called the Silicon Valley of India due to presence of IT and ITES companies. It is the city where Infosys has its global campus, and also the headquarters of Biocon.

It should not come as a surprise that many people want to live in Bengaluru. It offers numerous job opportunities, boasts salubrious climate, has numerous housing options like DLF Woodland Heights in Jigani-Bommasandra Industrial Area, and superior infrastructure.

If you are keen to buy a flat in Bengaluru, there are few things that you need to keep in mind before signing on the dotted lines. Do not make any decision in haste as you may live to regret it. After all, buying a home is a major investment.

Check the Location

Select the location with care as Bangalore is notorious for its traffic jams. The last thing you need is spending hours commuting to work and school. For instance, DLF Woodland Heights is ideally located to ensure connectivity to Bangalore city through Bannerghatta Road, Hosur Road and Electronic City.

Also, the residential complex is in the vicinity of Helix Biotech, Biocon, APC, HCL and Cipla. Besides this, the complex is close to hospitals, schools, supermarkets, ATMs, the airport and other everyday utilities.

The Cost of the Property

Do take price of the property into consideration. Make sure you can afford the apartment. In case you intend to take a home loan to purchase it, the monthly EMIs should not exceed 50% of your monthly income.

So, take your budget constraints and needs into consideration before you commit to a property.

Don’t be Afraid to Shop Around

Be sure to check different localities and properties across Bengaluru before you make your final choice. Check for the best offers and deals in locations that you have shortlisted. Compare the available offers and you will be able to find the ideal apartment in the Garden City to suit your needs and budget.

Use these tips to find your best apartments in bangalore and you will not go wrong. Also, spend some time checking out the builder or developer to ensure you are getting what you paid for.

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Thane: A Hot Destination to Invest in Residential Property

For a long time, people considered investing in residential properties in Mumbai. However, with prices skyrocketing, investors and prospective homeowners have turned their sights to Thane, a satellite city of Mumbai, that is witnessing major development and infrastructure.

Finding Dream Homes in Thane

Thane West is one of the most coveted areas where potential homebuyers can find 1,2, and 3-bedroom apartments, particularly along Ghodbunder Road. One prime example is Vijay Orovia Thane West. This residential complex offers luxurious and comfortable living experience.

Residents can enjoy panoramic view of Kavesar Lake and Thane Creek. Furthermore, Vijay Orovia Thane is easily accessible from Ghodbunder Road and offers connectivity to Eastern Express Highway, Borivali-Western Express Highway and Thane-Belapur Road. you can easily buy your dream with the help of online home loan. most of the NBFC's offer home loan at affordable interest. 

Why Thane?

From Ghodbunder Road, it is easy to access malls, hospital, schools and colleges. Most are within a two-kilometer radius. This makes this location in Thane highly sought-after. However, the entire city boasts good infrastructure.

It has well-maintained flyovers, wide roads and highways and other infrastructural developments. It is also a hub for a number of MNCs and other renowned companies, including Navit Motors, Clariant Chemicals, Syntel and Wool Research Center.

Also, Thane offers a peaceful lifestyle, amidst lush greenery and sprawling landscapes. There is ample natural beauty in places like Ghodbunder Road, Kolshet Road and Majiwada that is unspoilt by development.

One does not have to worry about getting stuck in endless traffic jams or spending long hours commuting. Thane offers a serene city which also offers adequate recreation and leisure activities for families to spend time together. That is why thane real estate has transformed into a prime investment destination, particularly among homebuyers.

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Here’s How you Can Buy a Home Within Budget in Bangalore

The Silicon Valley of India, Bangalore is the home to some of the most prestigious real estate projects such as Sobha Dream Acres Panathur. There are several flats for sale in Bangalore offering high-end amenities.

In case you are looking forward to buying your dream home in this city within budget, there are certain ways to do so. Research is the first step.

It helps you know about the various projects undertaken by real estate companies in Bangalore at different locations of the city. There are several home aggregator websites that help you choose your dream home based on the inputs provided.

You can also talk to various experts to know more about the home buying process. The next step is to review loan offerings from lenders. Just as buying a home is a long-term commitment, home loans entail paying EMIs for several years. know how to apply for home loan. 

Hence, it’s essential to opt for a lender offering home loan at a competitive rate of interest. It’s also vital to opt for a home loan on floating interest rates that are lower than fixed rates and attract no prepayment penalties.

Lastly, ensure to have a good credit score as lenders closely evaluate it before loan approval. A good credit score, above 750, helps you avail a home loan at a lower interest rate that keeps a tight lid on the interest outgo.

Over the years, it brings down the cost of purchasing a home. For a good credit score, do pay outstanding bills on time and keep your credit utilisation ratio low.

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Best Places to Live in Mumbai as Per Livability Quotient

Mumbai, the commercial capital of India, houses some of the most luxurious residential townships such as Palava City. Offering premium amenities, Palava City rates are quite affordable. Real estate activities have started picking up the pace in Mumbai following months of slowdown due to micro and macro-economic factors.

Some of the best places to buy property in Mumbai are Goregaon, Mulund, Dombivali East, and Matunga.

Strategically located, Goregaon is one of the most sought-after destinations in the city as it's well-served by buses and railways. You can visit any part of the country from Goregaon through the Western Express Highway and the Chhatrapati Shivaji International Airport.

A planned region on the brink of Navi Mumbai and Thane, Mulund is well served by railways and buses. The dynamic infrastructure has been one of the major boosters for real estate development in Mulund. Several developers have launched luxurious residential projects here.

Dombivali East is known for Palava City, a sprawling township located between Thane, Navi Mumbai and Kalyan. From here you can easily commute to the buzzing Thane-Belapur commercial hub and the upcoming Navi Mumbai International Airport within minutes.

If you want to stay in the heart of Mumbai, Matunga is the place to be. It is famous for its mouthwatering eateries along with renowned spots such as Matunga Market, Five Garden, and Shivaji Park. The place has some of the famous schools, hospitals, and government and non-government organisations.

Enjoying excellent connectivity, Matunga is well-connected to other parts of Mumbai through the Eastern Express Highway.

To finance your home, you can get a home loan up to 3 crore from the Bajaj Housing Finance which is the India's most trusted housing company. before availing check home loan interest rates. 

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