Thursday, 13 May 2021

Home Loan EMI Calculator: Benefits & Features

When it comes to the application of the home loan, it is possible to determine an exact housing loan EMI these days. Yes, you can do that using the home loan EMI calculator. Do you want to know about the benefits of the home loan EMI calculator and how to use it? Read on and know more!Here’s how you can use the home loan EMI calculator Land on the website of the lender you want to apply for the home loan with. Open the EMI calculator from...

Wednesday, 12 May 2021

Amazing Features and Benefits of Using Home Loan EMI Calculator Online

 Nowadays, planning a home loan is possible in advance. It is because you can use the home loan EMI calculator online and indulge in efficient financial planning. When you are aware of an exact home loan EMI, you can manage your outlays to make way for it easily. Let’s know about the benefits of using the home loan EMI calculator online and the steps to using it!What are the benefits of using the home loan EMI calculator online?You...

Monday, 10 May 2021

Looking For a reliable interest rate on Home Loan: Apply Now!

 An E home loan is one of the most applied financial solutions to help you buy or build a new home. But when you avail of a home loan, you also have to deal with interest charges payments. And if you choose a longer tenor, you may have to pay a higher rate E home loan interest rate. On that note, let’s check out ways you can enjoy E home loan interest rates in this post!Go for a shorter tenor If you want to avail of a lower E home loan interest rate, you should choose a shorter tenor. Doing that may increase your EMI amount,...

To Do-list for Availing Home Loan at Lowest Interest Rates

Home loans are unsecured debts that come with a lower rate of interest. Still, since it is a long-term obligation, many people pay extra interest charges. But it is possible to opt for a lowest home loan interest rate after following a few handy tips. Read on!Here’s how you can enjoy lower home loan interest ratesBegin with a higher down paymentThe first thing you can do to lower your home loan interest rates is by putting down a higher...

Tuesday, 4 May 2021

Things to be Noted Before Applying for a Home Loan

 Are you willing to apply for a housing loan and move or construct your dream home? If yes, the first thing is to meet your lender’s eligibility conditions. Many people don’t consider a few factors before applying for a home loan and suffer. Let’s check out a few aspects that you need to note while apply for home loan in this post!Maintain a higher CIBIL scoreIf your CIBIL score is robust, nothing can stop you from getting the housing loan approval for a large amount. You can also do that at a lower rate of interest and pay...

Monday, 3 May 2021

Major Factors You Should know that affects your Home Loan Interest Rates

It is the dream of so many people to either or building a home of their choice. In the event of funds shortage, the facility of home loans has emerged as a viable solution. As per your eligibility and other factors, you can avail of a significant amount. But since it comes with a longer tenor, the home loan interest rate charges are on the higher side. On that note, it would be good to look at a few factors affecting home loan interest...

Thursday, 29 April 2021

Avail Home Loan Subsidy Under PMAY Yojana 2021

 If you are building or buying your first-ever pucca home in India and want to do that using a housing loan, you can save on interest charges. It is because you can avail of a home loan subsidy of up to Rs.2.67 lakh on home loans. It will be as per your income categories of Economically Weaker Section (EWS), Lower Income Group (LIG), and Middle Income Groups 1 and 2. The facility is available under the Pradhan Mantri Awas Yojana (PMAY) of the Central Government of India. Let’s know how much subsidy can you enjoy when you apply for...

Home Loan Digital Sanction Letter within a few minutes with Bajaj Housing Finance Limited

Were you looking to apply for a home loan to buy your dream home? If yes, you may like to settle for a bank like many more. But applying for a home loan with a conventional letter may take more time for approval and more. But if you opt for the Bajaj Housing Finance Digital Sanction Letter within a few minutes with Bajaj Housing Finance Limited, you may get the digital sanction letter instantly. Want to know more? Read on!What is a home...

Wednesday, 28 April 2021

Home Loan Digital Sanction Letter within a few minutes with Bajaj Housing Finance Limited

 Were you looking to apply for a home loan to buy your dream home? If yes, you may like to settle for a bank like many more. But applying for a home loan with a conventional letter may take more time for approval and more. But if you opt for the Bajaj Housing Finance home loan, you may get the digital sanction letter instantly. Want to know more? Read on!What is a home loan digital sanction letter instantly?The Bajaj Housing Finance Limited is a subsidiary of Bajaj Finance Limited, a known non-banking finance company (NBFC) in India. The...

Thursday, 22 April 2021

Best Time to Refinance Your Home Loan: A Complete Guide

Home loans come with remarkably long repayment tenors, ranging from 15-20 years. Such an extended period can entail several changes in one’s financial position and make it increasingly difficult for borrowers to chalk out an effective loan management plan.Consequently, repayment difficulties, plus reductions in home loan rates as seen now, prompt many borrowers to seek refinancing. However, individuals need to time their home loan transfer depending...