Are you a first time home buyer? A complete guide on real estate in India

Owning a home definitely gives a sense of security, pride and stability. In India, economic policies from the government and other benefits from real estate developers are making homeownership accessible to everyone.

With the increase in demand for the houses across the country, the real estate market is flourishing and making it the best place to invest. If your choice is to find a dream home in Pune, then Kolte Patil Three Jewels are the perfect option.

This is a highly appealing real estate property that is spread in 35 acres of land and provides people with well-spaced apartments and well surrounded by natural beauty. Initially, buying a home process seems confusing for the first time home buyers. If you do not have enough knowledge of the entire process, here is a complete guide to the buying process.

Know your home needs: Decide on what type of home you require depending on the size of your family. You need to decide on the apartments, flats, villas and villaments. Look for the facilities that you wish to have in your dream home.

Check the buyer’s credibility: Pick a popular and reliable real estate developer. For this, Kolte Patil Three Jewels are the option where you get the trust of the reliable brand and developer.

Check credit score: If you do not have enough savings, it is best to avail the Home Loan. For this, ensure that you maintain high cibil score and get the loan approved quickly.

In addition, know all about the buyer-builder agreement and check the approval and licenses to ensure that the builder has necessary legal approval.

Additional Read - The Basic Guide to Buy a Property or Apartment in Pune

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Assetz Marq Apartments in Bangalore: A Closer Look at the Features

The Silicon Valley of India, Bangalore, started growing rapidly in the late 1990s. A bustling city today, Bangalore has seen extensive development over the years. As the major IT hub in India, the demand for property here is always high. But if you are looking to buy a home, the location of the property will play a major role.

For instance, Whitefield in Bangalore is one of the most premium locations for investment in residential sector. You can take a look at the premium housing societies based there and plan your investments accordingly. If you are planning to fund your real estate investment with a home loan, make sure to check and compare different home loan products offered by various lending institutions.For example, with Bajaj Housing Finance Home Loan, you can get many exclusive features such as doorstep services, in-person assistance, flexible repayment options and much more.

In a similar line, Assetz Marq - premium apartments located in Whitefield, Bangalore, can be a good investment. Let’s take a look at the features of Assetz Marq to understand the prospect better.

Specifications of Assetz Marq: A closer look

All-inclusive township : The need for all-inclusive townships has increased in recent years. The term 'all-inclusive township' refers to housing societies which take into account the daily needs of their residents, such as groceries, schools, medical facilities etc. The Assetz Marq township comes with similar features to ensure a luxurious and comfortable life for its residents.

Design and technology : The feature that makes Assetz Marq stand out is its special design. This is thanks to the Australian architect Ross Bonthorne. You will find apartments like in Sydney and Melbourne.

Child safety is a priority : Taking into account the ever-increasing indecent crime against kids, the housing society offers a child-monitoring system. This will help the parents keep track of their kid’s whereabouts at all times. The technology behind this is fibre-to-the-home (FTTH).

Additional Read - Things to Consider When Buying an Apartment in Bengaluru

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Why Nanakramguda is Favorite of Techies

For people planning town a luxury home or wish to invest in a profitable housing project, Nanakramguda is the best place to invest. Hyderabad is the most preferred place to live and work for IT professionals.

People who are in this city can prefer Prestige High Fields for the best and luxury house. This part of Hyderabad is transforming into a hottest real estate destination and is the perfect place to live for the techies.

With the increasing job opportunities for techies in Hyderabad has attracted professionals from a different part of the country. They look for a luxury, beautiful and affordable house for the family members. Prestige High Fields well caters for the housing needs of IT professionals as the project is located within 10 minutes of drive from Gachibowli and other important places of the city.

Along with this, Nanakramguda offers the best feel of the city along with other reasons it is becoming the best home for the techies. Here are a few reasons for the popularity of this area in Hyderabad –

• Provides easy access to the IT hub
• Properties available at Prestige High Fields in this area is comparatively cheaper than properties available at other parts of the city
• Properties here provide best rents and provide the best return on investment
• Provide the best pleasing environment to enjoy life with family members
• Well maintained infrastructure and steady growth in public transportation

As a techie, if your concern is to easily access the office from home, then prefer this location in Hyderabad to find a dream home.

For buying home if you want to know about how to apply for Loan against property then you must visit Bajaj Housing Finance official website.

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The Basic Guide to Buy a Property or Apartment in Pune

Pune has always gained attention from people from entire India for different reasons. It is now the fastest growing city in the country and is experiencing a high inflow of population from different corners of the world.

If you are new to the city and planning to live here alone or with family, it is necessary to find the perfect home. All you need is to pick the Shapoorji Pallonji Joyville as this is the right real estate that provides perfect housing options.

Before deciding the right flat or home, it is best to keep a few parameters in mind and then make the best selection.

Reason to buy a home: Before making the final deal, it is necessary to know the actual reason to buy a property. The main reasons to buy a property may be for a self-use, to rent it out or with an intention to earn high money on the return or sell it later. When you are clear on the reason, now you can decide on the different aspects that will help to get the best property in Pune by availing home loan from bajaj housing finance. before availing check home loan eligibility.

Budget: Budget plays an important role in purchasing the right property. Decide the budget and search the apartments within it.

Location: Pick the right location based on the purpose of buying the house. Consider the resale, price hike in future years and accessibility to important locations.

The credibility of the developer: When you decide to purchase a home, it is necessary to look for the right real estate developer. Shapoorji Pallonji Joyville is the best option where it assures of high-quality luxurious apartments with the high build quality of the homes.

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Increase Rate of Real Estate Investment in Mumbai

Is it all hearsay or the truth? All those talks about how beneficial it is for you to invest in Mumbai’s real estate. Read on and see for yourself!

Among the metropolitan territories of India Mumbai is currently the most expensive in the real estate market. The financial capital has the highest rate of business in the real estate sector with the overall getting increased day by day.

As a large number of communities gather here the demand for houses always seems to be increasing. Catering to such large rates of demands have made it challenging for the apartment manufacturers who are having a hard time keeping up with it. Unable to keep up with the pace has led to an imbalance in the demand-supply curriculum with prices spiralling up each day.

Availing a flat or an apartment especially in the heart of the city has become very pricey making it hard for a common Joe to afford. While people seem to remain farfetched from the idea of purchasing a flat or an apartment in Mumbai.

The elevation of price rates has led to people giving up their dream of purchasing property in the busy city. They shouldn’t be discouraged as real estate properties can be availed at the surrounding suburbs. The well connected chained suburbs have witnessed a consistent growth in the real estate market with township remerging at its centre.

Townships such as Arihant Anshula located in Navi Mumbai are the new nuances of real estates. Offering affordability and several benefits Arihant Anshula satiates the dream of every commoner who wishes to be habituated in Mumbai.

While setting out to buy property in Mumbai it is best to have proper planning and a determination before availing for a home loan.

If you interested to know how CIBIL Score calculated for home loan then you must visit Bajaj Housing Finance Official website

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Does it Make Sense to Invest in Tata Value Homes

Tata Housing Development Co Ltd - a Tata Sons Limited company recently announced the completion of Tata New Haven, one of their most esteemed housing projects in Bangalore. The primary aim of the developers is to enrich lives by setting new standards for customer centricity, architectural design, quality, and safety.

What does Tata New Haven has to offer to its property buyers?

These Residential Apartments in Bangalore come with a view that is unbounded and captivating. Every nook and corner of the Tata New Haven reflects beauty in its true sense.

Apart from all that, an apartment in the society would come with following features:-

• Spaces for recreational activities such as landscaped garden, play area for children, skating rink, swimming pool, gym, basketball court, and a clubhouse 
• It is a gated community with highest security features
• 24Hr backup electricity backup 
• In-premises health Facilities

Having said all that, the real question all potential property buyers are asking is - is investing in Tata New Haven, Bangalore worth it? Well, we won’t say it isn’t after sharing all the value-for-money facilities you get, we will let you decide on your own.

To help you with that, we have shared some reasons why the investment is totally worth it. The property is located in Dasanapura, Bangalore.

As we all know, Bangalore is the IT capital of India. Hence, the chances of receiving high returns increases by a considerable margin. In addition to that, the price of the property in Bangalore are likely to take a jump in the near future owing to the developments going on.

To finance your home, you can get a home loan up to 3 crore from the Bajaj Housing Finance which is the India's most trusted housing company.

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Real Estate Instruction for Investors for Properties in Bangalore

Bangalore has experienced a tremendous increase in the number of housing projects all around the city. If you are looking for a home in this city, this is the right time to look for the right house with amazing offers on the quality of life and provides a luxury living.

Provident Park Square has gained high popularity and fulfilling the reams of several people who are in search of the affordable luxurious house. It is the best idea to invest in property and even if not in use, it is easy to sell and get awesome returns.

Here are a few points that should be considered when buying a home and is the needed property rate instructions for property buyers:

We know that luxury comes with a price tag. If you are unable to arrange for the entire amount, look for the financial institutes and non-banking companies like Bajaj Housing Finance provide the needed loan amount. It is easy to get the required loan for over a period of 20 years.

Along with this consider the basic guidance value when looking for the property in Bangalore. This is the minimum rate fixed by the state government in Bangalore for a specific apartment or a flat. This is basically based on the factors like type of project, locality, development in the area, facilities and population.

Gather a detailed knowledge of the stamp duty and registration charge when purchasing a house in Provident Park Square. This will provide detail on the money you have to spend on stamp duty and for other legal consideration.

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PBEL City - Investors First Choice in Hyderabad to Invest In

Are you looking for the best place to invest in Hyderabad? Are you looking for a residential apartment for your family with all the modern amenities? The best solution for this is PBEL City. We know that people have a dream to move to their own home from the rented one. you can easily avail a home loan to finance your house, most of the NBFCs offer low interest home loan with flexible tenure. 

This city has several real estate developers providing the best place to invest for the investors. However, not all residential projects best match every individual. It is necessary to look for the right place to invest.

PBEL City is now the best choice among investors who are looking for a dream home for their family. This residential project provides complete safety and security; all the modern amenities along with enough space for kids to play and are located within the city.

This project is providing a perfect home to people with a good return in the next few years. The project also provides a perfect option for the families to find for the right villas and standalone home for big families.

PBEL City in Hyderabad provides easy access to nearby office locations, hospitals, school and mall in the vicinity. People investing at an early stage will enjoy the huge return later on. Once the project is completed the prices will rise. With so many reasons, this real estate project is gaining high attention from the investors.

Also Read - How to Plan Your Real Estate Investment in Hyderabad?

This real estate project has planned for a complete city that consists of all the basic facilities within the premises of the project. Overall, it is a good decision to invest in this project and find the perfect home for the family or earn a huge return on investment later on.

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PBEL City : New Invest Option for Investors in Hyderabad to Invest In

Rapid infrastructural development has boosted real estate of Hyderabad. At the same time, residential townships such as PBEL City has made the city one of the most sought-after real estate destinations in India.

It is an integrated township in a strategic location off the Outer Ring Road (ORR) with the IT hub and the financial district in the vicinity. There are about 11 towers in this project out of which seven have already been handed over to the residents.  For one tower, the work of handing over has just started and three more towers have been launched.

PBEL City has been built on the principles of community life and no one needs to stay confined to the four walls. Several sporting events and cultural activities are organized here regularly for the residents to enjoy a vibrant life.

Spread across 25 acres, over 1800 apartments in this project are already booked and more than 1500 residents have already started living here. From the clubs run by the residents to various events, there are several opportunities for celebration.

Several facilities and amenities add charm to this township such as the swimming pool with a separate pool for the kids. The full-size glass walls of the gym lend an outdoor feel and the banquet hall with a 300-seat capacity is ideal for get together and weddings.

Also Read - How to Plan Your Real Estate Investment in Hyderabad?

To stay fit, the residents here can practice yoga and aerobics at a separate hall and the community pre-school and a daycare center keeps the children engaged while the parents are away at work. The supermarket inside the premises, separate parking area, parks, ATM, fire safety system, and the safety and security at the entrance are some of the other features of this township.

If you interested to know how CIBIL Score calculated for home loan then you must visit Bajaj Housing Finance Official website

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Real Estate or Mutual Fund: Which One Should you Invest in

Both mutual funds and real estate are popular investment options and should be a part of your investment portfolio. Both these asset classes can yield good returns, provided you make informed choices and remain patient.

Returns on mutual funds or real estate aren’t guaranteed. While real estate yielded profitable returns between 2000 and 2010, they slumped in 2011. To ensure good returns on your real estate investment, the property's location and repute of builder plays an important role.

For instance, if you invest in a property such as Provident Square Park in Bangalore, you can expect decent returns in the long run. On the other hand, mutual fund returns depend on the chosen fund and your risk appetite. Also, the longer you stay invested, the higher are the chances of making profits.

In terms of liquidity, mutual funds hold an edge over real estate. You can redeem your mutual fund units anytime you want to, which is not the case with real estate. You might need to wait for an extended period to find the fair value for your property. Here again, the property's repute and amenities play a crucial role.

When it comes to tax benefits, only Equity-Linked Savings Scheme (ELSS) qualify for tax exemption. Investments up to Rs. 1.5 lakh in a fiscal in an equity fund can be claimed as deductions. On the other hand, real estate investments give you home loan tax benefit if you have purchased a property by availing a home loan from Bajaj Housing Finance. You can claim a deduction on both the principal and the interest.

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