Grab the Opportunity to Buy Apartment in Mumbai in 2019

If you are planning to buy a house in Mumbai, you need to have financial stability without putting yourself in a financial burden over the years.

Here are certain things you need to consider before buying or investing in a property in Mumbai:

# Know Your Budget

First, you need to determine your budget. Find a good reason to buy a property in Mumbai and then see your budget – whether you want to buy a small apartment, rent an apartment or buy a flat or house.

You can look for a property in Sunteck Westworld for better amenities and fetching you high returns in the future as well.

# Check The Credit Score

If you don’t have a big amount to buy a property in one go, consider applying for a home loan with any trusted bank or non-banking financial company. There are so many financial institutions like Bajaj Housing Finance offering people easy home loan options to help them get their dream home.

# Don’t Choke Your Savings

Do invest in new flat in Mumbai without choking your savings. You need to consider the future responsibilities as well. So, don’t break your entire savings. Keep some for the emergency fund as well.

# Check On An Existing Debt

If you already have a loan, don’t get another loan. It will be an added burden on you.  Try to repay the first debt before applying for another home loan or any other loan.

Additional Read: Bajaj Housing Finance Home Loan

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Things to Consider When Buying an Apartment in Bengaluru

Bangalore, or Bengaluru as it is now called, is a vibrant city that is often called the Silicon Valley of India due to presence of IT and ITES companies. It is the city where Infosys has its global campus, and also the headquarters of Biocon.

It should not come as a surprise that many people want to live in Bengaluru. It offers numerous job opportunities, boasts salubrious climate, has numerous housing options like DLF Woodland Heights in Jigani-Bommasandra Industrial Area, and superior infrastructure.

If you are keen to buy a flat in Bengaluru, there are few things that you need to keep in mind before signing on the dotted lines. Do not make any decision in haste as you may live to regret it. After all, buying a home is a major investment.

Check the Location

Select the location with care as Bangalore is notorious for its traffic jams. The last thing you need is spending hours commuting to work and school. For instance, DLF Woodland Heights is ideally located to ensure connectivity to Bangalore city through Bannerghatta Road, Hosur Road and Electronic City.

Also, the residential complex is in the vicinity of Helix Biotech, Biocon, APC, HCL and Cipla. Besides this, the complex is close to hospitals, schools, supermarkets, ATMs, the airport and other everyday utilities.

The Cost of the Property

Do take price of the property into consideration. Make sure you can afford the apartment. In case you intend to take a home loan to purchase it, the monthly EMIs should not exceed 50% of your monthly income.

So, take your budget constraints and needs into consideration before you commit to a property.

Don’t be Afraid to Shop Around

Be sure to check different localities and properties across Bengaluru before you make your final choice. Check for the best offers and deals in locations that you have shortlisted. Compare the available offers and you will be able to find the ideal apartment in the Garden City to suit your needs and budget.

Use these tips to find your best apartments in bangalore and you will not go wrong. Also, spend some time checking out the builder or developer to ensure you are getting what you paid for.

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Thane: A Hot Destination to Invest in Residential Property

For a long time, people considered investing in residential properties in Mumbai. However, with prices skyrocketing, investors and prospective homeowners have turned their sights to Thane, a satellite city of Mumbai, that is witnessing major development and infrastructure.

Finding Dream Homes in Thane

Thane West is one of the most coveted areas where potential homebuyers can find 1,2, and 3-bedroom apartments, particularly along Ghodbunder Road. One prime example is Vijay Orovia Thane West. This residential complex offers luxurious and comfortable living experience.

Residents can enjoy panoramic view of Kavesar Lake and Thane Creek. Furthermore, Vijay Orovia Thane is easily accessible from Ghodbunder Road and offers connectivity to Eastern Express Highway, Borivali-Western Express Highway and Thane-Belapur Road. you can easily buy your dream with the help of online home loan. most of the NBFC's offer home loan at affordable interest. 

Why Thane?

From Ghodbunder Road, it is easy to access malls, hospital, schools and colleges. Most are within a two-kilometer radius. This makes this location in Thane highly sought-after. However, the entire city boasts good infrastructure.

It has well-maintained flyovers, wide roads and highways and other infrastructural developments. It is also a hub for a number of MNCs and other renowned companies, including Navit Motors, Clariant Chemicals, Syntel and Wool Research Center.

Also, Thane offers a peaceful lifestyle, amidst lush greenery and sprawling landscapes. There is ample natural beauty in places like Ghodbunder Road, Kolshet Road and Majiwada that is unspoilt by development.

One does not have to worry about getting stuck in endless traffic jams or spending long hours commuting. Thane offers a serene city which also offers adequate recreation and leisure activities for families to spend time together. That is why thane real estate has transformed into a prime investment destination, particularly among homebuyers.

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Here’s How you Can Buy a Home Within Budget in Bangalore

The Silicon Valley of India, Bangalore is the home to some of the most prestigious real estate projects such as Sobha Dream Acres Panathur. There are several flats for sale in Bangalore offering high-end amenities.

In case you are looking forward to buying your dream home in this city within budget, there are certain ways to do so. Research is the first step.

It helps you know about the various projects undertaken by real estate companies in Bangalore at different locations of the city. There are several home aggregator websites that help you choose your dream home based on the inputs provided.

You can also talk to various experts to know more about the home buying process. The next step is to review loan offerings from lenders. Just as buying a home is a long-term commitment, home loans entail paying EMIs for several years. know how to apply for home loan. 

Hence, it’s essential to opt for a lender offering home loan at a competitive rate of interest. It’s also vital to opt for a home loan on floating interest rates that are lower than fixed rates and attract no prepayment penalties.

Lastly, ensure to have a good credit score as lenders closely evaluate it before loan approval. A good credit score, above 750, helps you avail a home loan at a lower interest rate that keeps a tight lid on the interest outgo.

Over the years, it brings down the cost of purchasing a home. For a good credit score, do pay outstanding bills on time and keep your credit utilisation ratio low.

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Best Places to Live in Mumbai as Per Livability Quotient

Mumbai, the commercial capital of India, houses some of the most luxurious residential townships such as Palava City. Offering premium amenities, Palava City rates are quite affordable. Real estate activities have started picking up the pace in Mumbai following months of slowdown due to micro and macro-economic factors.

Some of the best places to buy property in Mumbai are Goregaon, Mulund, Dombivali East, and Matunga.

Strategically located, Goregaon is one of the most sought-after destinations in the city as it's well-served by buses and railways. You can visit any part of the country from Goregaon through the Western Express Highway and the Chhatrapati Shivaji International Airport.

A planned region on the brink of Navi Mumbai and Thane, Mulund is well served by railways and buses. The dynamic infrastructure has been one of the major boosters for real estate development in Mulund. Several developers have launched luxurious residential projects here.

Dombivali East is known for Palava City, a sprawling township located between Thane, Navi Mumbai and Kalyan. From here you can easily commute to the buzzing Thane-Belapur commercial hub and the upcoming Navi Mumbai International Airport within minutes.

If you want to stay in the heart of Mumbai, Matunga is the place to be. It is famous for its mouthwatering eateries along with renowned spots such as Matunga Market, Five Garden, and Shivaji Park. The place has some of the famous schools, hospitals, and government and non-government organisations.

Enjoying excellent connectivity, Matunga is well-connected to other parts of Mumbai through the Eastern Express Highway.

To finance your home, you can get a home loan up to 3 crore from the Bajaj Housing Finance which is the India's most trusted housing company. before availing check home loan interest rates. 

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Looking to Invest in Shapoorji Pallonji Joyville Property, Find Best Home Loan

Are you spending a lot of money as house rent? Invest this money in buying a home from the best property dealer. Look for the best property and find the right home loan to own property. Shapoorji Pallonji Joyville is now the most reliable real estate developer that provides quality homes at very affordable prices.

Have a close look at the amenities, brand value and home loan options. This is a luxurious property with 75% open space and flats available in different sizes and options. Before investment, know what you are investing.  

# Personalised flats for seekers

Flats are available in 1 and 2 BHK options and the starting price is Rs. 40.09 lakh. The property comes up with all the modern amenities and provides a safe and luxurious life to the residents. Shapoorji Pallonji Joyville flats are expected by 2022 and are the best property to invest with loan facilities from top financial institutes.

Investing in this property looks like a lucrative investment. The market is now filled with various banks and non-banking financial institutes that provide enough home loan with the feasible interest rate to own the house.

# Best home loan facility

It is easy to pick the suitable repayment tenor of even 20 years. Just start today and buy a house to make it a home tomorrow. Shapoorji Pallonji Joyville provides the best opportunity for such people to find their dream home at an affordable price along with the best financing facility.

Housing loan in India are easily approved with minimum documents and just a few days after the application.

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4 Things you Should Know Before Purchasing 2 BHK Flats in Mumbai

Buying a 2 BHK flat in Mumbai is a big decision for those who are investing their life long saving in it. So other than the possession date, price and the location; you need to consider the following things before investing in the property.

# Carpet area and super built-up area

Carpet area is the area of the apartment minus the thickness of the inner walls. Built-up area is the carpet area plus the thickness of the walls. Super built-up area is the built-up area plus the common area such as the lobby lift, stairs, and corridor.

You have to consider all these so you can calculate how much of the area you get to use. You also need to know about the super built-up area as each owner has to bear its 10% cost.

# Legal check of the property

Make sure that the property has necessary approvals like NOCs and certificates from authorities like area development, water supply, electricity board, sewage, and municipal corporation. Popular properties such as the Sunteck West World will have all the required approvals and certificates.

# Agreement between builder and buyer

You will get an allotment letter if you pay the booking advance. And if you are taking a home loan, there will be a three-party agreement between you, the lender and the builder. Read the agreement word by word before signing it and get in touch with the authority if you have any queries.

# Land records

Inquire about the land’s topography, property registration, property’s pending dues and title deed. This will tell you about the land records and relation to ownership.

Choose a property that offers several features (such as Sunteck West World) and whose rates justify the facilities provided.  You can also opt for a home loan which offers a high loan amount and long loan tenure. This will ensure that your EMIs don’t disturb your monthly expenses.

Additional Read - Investing in One of the Best Real Estate Projects in Mumbai

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Investing in One of the Best Real Estate Projects in Mumbai

Real-estate prices in Mumbai have always been high and as such has proved to be more of an impediment for those who wish to invest in real-estate in the city. This is why many individuals have now started checking out homes in the suburbs. Here too there are a number of options but one that has particularly stood out is Palava City.

 

Palava City

 

As the very name suggests, Palava City is a full-fledged city in itself which has been made by the Lodha Group who have been credited for making some of the most beautiful projects in the city.

There are a number of townships in this area which have not only been built by some of the most reputed developers but what truly sets them apart is the fact that they are also Vastu compliant. Some of the other benefits of investing in the residential project are as follows -

 

# Location

 

Palava City is very conveniently located as it enjoys great connectivity with other areas such as Navi Mumbai, Kalyan and Thane as it is located on the Kalyan-Shil Road. Moreover, it is just an hour’s drive from South Mumbai and a mere 20 minutes away from the upcoming Navi Mumbai International Airport. Some of the nearby railway stations include Vashi, Niljem and Dombivali to name a few.

 

# Spacious Apartments

 

Once the locality and the amenities have been established to be good, the final consideration which remains is how the dimensions of the project are like. Different people have different needs and in order to cater to the needs of various groups of people, Lodha Palava has apartments ranging from 729 sq.ft to 1314 sq.ft. There are also independent villas and twin flats to choose from.

To finance your home, you can get a home loan at lowest home loan interest rate from the Bajaj Housing Finance which is the India's most trusted housing company.

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Top Tips for Investing in Properties Located in Pune

Purchasing a piece of property is one of the biggest priorities of any family and something which requires a significant investment too. This is why people tend to make a lot of calculations before investing in the same.

One of the biggest considerations in this regard is the city in which the property is to be purchases and time and again Pune has always been one of the top favourites. This is however not without reasons as Pune is the seventh largest city in the nation and provides ample opportunities for both personal and professional growth.

For this very reason, there are a number of property seekers who want to invest in one of the several top-notch properties in this city such as Pride World City.

If you are also planning to invest in this city, then are some important aspects to remember before investing in any property in Pune to help you make the right purchase -

# Reasons Behind Buying

While this point may seem rather absurd, at the same time it is highly imperative to ascertain why you want to buy a property. Do you want to make the purchase for the sake of investment or do you plan to rent it out to resell it after a few years? This will help you determine which property to look out for.

Also Read: Investing In Pune’s Real Estate? Here are Some Golden Rules

# Location Considerations

While there are a number of top locations to choose from in Pune such as Hinjawadi and Charholi Budruk to name a few, you need to find out which location is serving you best in terms of commute time and facilities such as schools, hospitals and shopping centres. This is because irrespective of whether you intend to occupy it or put it on rent, such factors will be highly essential to check.

Also, investing too much of your savings can cause a strain on your budget. It is thus suggested that you opt for home loan in order to lessen the burden of payment and repay the loan as per your convenience. Bajaj Housing finance offer low interest home loan.

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Top Reasons Why You Should Invest In Pune Real Estate

If you are looking to build your dream house in a great city, consider buying property in Pune. Pune is fast becoming a top city in India, which makes it a smart choice for property investment. 

1. Excellent infrastructure:

-> Pune, despite being at a distance of 192 kms from Mumbai, is better planned and has more advanced infrastructures, excellent roads, modern structures, a well-knit public transport system, and so on.

-> It is because of these factors why Pune is much more lively and preferred. Thus, you can check out properties such as Pride World City before buying a property here if you wish to live in a modern city with great infrastructure.

 

2. Clean and green:

-> Mumbai being the land of Bollywood, attracts a lot of migrants every year and thus the population of this city is constantly increasing. With that, the city is becoming more congested making it difficult for people already living there to adjust.

-> On the other hand, Pune, compared to other metro cities, is less populated, surrounded by lush greenery, and the air is still breathable unlike Mumbai and Delhi. Moreover, Pune happens to be one of the most cleanest cities in India and the credit goes to the local municipal corporation. The roads are washed twice a day and those who litter and spit are fined.

3. Excellent education and job opportunities:

-> Pune is home to some of the most popular schools and colleges such as The Bishop's School and Fergusson College etc. along with big companies such as Kirloskar and Bajaj Housing Finance have their corporate offices here.

-> Thus, the quality of education and number of job opportunities here is equally high.

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