Upcoming Real Estate Trend: Ready-To-Move Flats In Bangalore

Yes, you read it write, ready-to-move flats in Bangalore have become the most coveted housing. Largely owing to the fact that they are low-risk investments as compared to under construction housing. With the premium of housing loan moving down, it makes sense for home buyers to tap into the quick possession real estate market.

If you are planning to invest in possession-ready housing in Bangalore, here’s how it can be beneficial -

Lowering of premium rates: The lowered premium on possession-ready property in Bangalore are witnessing a drastic decrease, vere recorded in the history of real estate. Market experts believe that home seekers can find lucrative deals on resale properties as well rather than buying directly from the builders or developers. The downfall has also been due to substantial rise in inventory in the resale market. As of now, home seekers can invest in quality housing projects from reputed builders at prices much lower than two or three years back.

Lead to savings: The primary advantage of booking a possession-ready flat is that you get freedom from rent. This helps you to save and turns a portion of the rent into monthly instalments in case you have taken a home finance. Frankly speaking, this was not possible in the case of under construction property where you had to shell out the monthly rent as well as home loan EMIs.

Income tax benefit: In a survey, it was found that home buyers were more keen to buy possession-ready properties than under-construction flats as the delay in possession of under construction means shelling out extra amount of money. Besides, the delay also leads to losing out on tax benefits from Rs. 60,000 to Rs. 9,000 per year.

Additional Read: 5 Reasons to Buy Ready to Move Flats in Bangalore

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Reasons Which Make ATS Pristine Apartments Stand Out Among Its Competition

Noida has emerged as one of the best areas for investing in real estate in recent times. The reasons are very simple - continuous development every year and which in turn provides steady growth opportunities. Another aspect about Noida which has made it immensely popular among investors is the great many properties which are available which caters to the needs of everyone’s budget. 

However, if you have a generous budget and are looking forward to invest in a luxurious project, then you must take a look at ATS Pristine. It is located in sector 150 on the Noida expressway in an 18-acre township. It has a number of educational institutes and corporate offices in its vicinity.

 

The project has been divided into two groups Phase 1 and 2. Both the projects are fully loaded when it comes to luxury. A few of the modern amenities provided are - 

• Card Table
• Club house
• Yoga Room
• Gymnasium
• Billiards table
• Jogging Tracks
• Swimming Pools
• Lawn Tennis Court
• Rainwater Harvesting
• Play School with Crèches
• Squash and Lawn Tennis court
• Banquet Hall with Guest Room Facilities

The best part about this locality is its connectivity with other parts of NCR (National Capital Region). It is also just 10 minutes away from major landmarks such as the F1 Budh International Circuit, Gautam Buddha University, 5 minutes from Pari Chowk, 20 minutes from Noida Sector 18, 25 minutes from Kalindi Kunj, and 30 minutes from South Delhi.

As such, the ATS Pristine is a complete package. If you want to finance your property purchase here, then there are many lenders including financial institutions who offer low interest home loan. The figures tend to vary from one lender to the other, and thus it is best to compare them before taking a home loan from anyone.

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Sumadhura Soham - Best Place to Invest your Money In

If you are looking for a piece of property in Bangalore which would provide incredible returns in the long run, then you must take a look at Sumadhura Soham. It has all the latest features and amenities which is expected of a modern society. As such, it is surely worthy of being given a consideration by anyone who expects great returns, comfort, and connectivity with the rest of the city.

However, in case you wish to invest in any other parts of the city, then that would be equally good, for Bangalore as a city provides a plethora of real estate projects and which provide great returns too. As a consequence, millions of people flock to Bangalore in search of opportunities both academically and professionally.

Let us now talk about some of the prominent areas in various parts of the city -

North Bangalore

This is one of the most sought-after areas of Bangalore and is considered more than ideal for any kind of real-estate investment. Owing to its great connectivity with other parts of the country and being located in the main business district, the value of property here is rising very fast. Some of the most promising areas here include Yelahanka and Hebbal which is anticipated to provide very great returns in the coming years.

Sarjapur Road

Located in the southeastern part of the city, Sarjapur Road is one of the favorite places of investors including IT professionals and others who seek to buy property at affordable rates. In a few years, the place is anticipated to become much more developed than what it is right now. As such, it is an ideal place for investing in.

Irrespective of which place you purchase property in Bangalore, it will surely offer great returns. If you need your property purchase to be financed, then there are various lenders who offer big value home loans at very affordable interest rates. The best part about these loans is that they can be repaid back in a long tenor which makes the repayment very convenient.

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Reasons Why You Must Invest In An Apartment In Bangalore

Bangalore, the IT capital of India, hosts the thriving job markets of the country, as well. With ample government initiatives and lucrative schemes from private lenders, it is the best time for homebuyers to go shopping.

One of the studies concludes Bangalore as one of the most dynamic cities in the country one can find accommodation for. With several reputed builders rolling out affordable property in Bangalore.

Let me share reasons why you must invest in best apartments in Bangalore -

• Affordability - as compared to sky-high apartment prices in other metro cities such as Delhi and Mumbai, Bangalore is a place of lowered prices and huge inventory levels to fuel the demand for property. Besides, the appreciation of real estate prices will be at their best owing to rising inflation over the next year or so. This is a big reason enough to invest in real estate to have your investments return higher.
• Easy Finance - with property prices falling home seekers are rushing in to book roady-to-move, under construction and fresh housing projects. The demand has been fueled with easy finance options available from experienced lenders such as NBFCs who offer high value loan as per the borrowers capacity.

Range of housing facilities - Bangalore houses a mixed populace so needless to say it offers housing as per the needs and preferences of its diverse home buyers. You can browse through a lot of projects online or in physical too to find the best property which matches your needs.

Additional Read: 6 Key Reasons to Invest in Upcoming Apartments in Bangalore

There are a number of lenders also available to finance your property purchase. Using a housing loan, you can be availing financing of up to Rs. 3.5 crores which can be repaid back in a tenor of up to 240 months.

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Purchasing Property Through Different Channels Including Agent, Developer, and Online

If you have finally made up your mind to purchase property in Ahmedabad or any of its surroundings then it is a feat in itself for it is one of the biggest decisions which one can take.

Once it has been decided that a piece of property has to be purchased, then the next big question which arises is how would you like to purchase the property. In other words, the channel through which you would like to initiate the purchase. In Ahmedabad, you have three options when it comes to making a property purchase. These are - a developer or an agent.

Thus, irrespective of the property which you select, be it Pacifica The Meadows or anything else, you can opt for these two options. Let us now talk about the pros and cons of buying a property from each of these available platforms -

Developer

Pros

One of the least complicated processes is purchasing a property in Ahmedabad from a developer. This is because the transaction involves only two parties - seller and buyer. It removes all communication gaps and helps in resolving queries very quickly. There is no involvement of any mediator which means lesser deviation from the commitments made by the developer to the buyers.

Cons

Getting the paperwork smoothly done may be a bit difficult. Also, you need to analyze the legal validity of the project on your own which is not just a tricky task but also involves a lot of time.

Agent

Pros

Buying a property using an agent can save a lot of time. The agent does all the work on your behalf and picks out the best property for you as per your needs. Agents also possess legal knowledge which can be used in completing all the legal formalities of your flat.

Cons

The commission which needs to be paid to the agent can be steep. You also need to ensure that the agent is an experienced and a genuine one as there have been cases where people have been duped by fake agents.

If you want to finance the purchase of your house, then there are various finance options available including financial institutions who offer high-value housing loan which can be paid back in a long tenor. This makes repaying back the loan less of a burden.

Additional Read: How to start Investing in Real Estate

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Buying a Flat in Mumbai? Check out the Top 5 Localities for Residential Purpose

Buying a home of their own is every individual’s dream, but where would that home be is a personal choice. However, when talking about buying a home in Mumbai, there’s hardly anyone who wouldn’t like the idea irrespective of what their personal preferences are.

• The ROI is exceptionally high. 
• Besides, Mumbai is one of the best places in India if one is to live there themselves. 
• Plus, the income from rental properties in Mumbai is quite high compared to other cities, almost twice. So, that’s one more good reason to buy flat in Mumbai.

Having said that, one must make sure the location of the house a.k.a the locality is good. The locality must be:-

1. Safe, especially if you’re buying the property for self-occupancy and you’re a family man. This is to ensure you’re a family is safe and comfortable in your newly bought home while you’re outside.
2. Has a high property value appreciation rate. This goes without saying for people buying a flat in Mumbai for investment reasons. Higher property value appreciation rate would guarantee a higher ROI and vice versa. you can buy a flat in mumbai with Bajaj Housing Finance Home Loan. Home loan in the best financing option you buy a home in mumbai.  

Accordingly, below are some of the best localities to buy residential property in Mumbai.

1. Bandra
2. Andheri
3. North Mumbai
4. Juhu
5. Goregaon

Bottom line: Irrespective of where (from the above list) you decide to buy the property, make sure the 2BHK or 3BHK flat in Mumbai you’re buying is
(1) RERA verified,
(2) the real-estate developer or the broker is registered with RERA and
(3) the property is available with instant home loan facility.

Additional Read: 3 Things You Should Check Before Buying a Property in Mumbai

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Why Purchasing a Flat in Sobha Lake Garden is a Sound Financial Decision

Investing in real estate is always a smart choice, especially when the purchase is made in the IT hub of India - Bangalore. It is one of the busiest cities of our country which thousands of people come to in search of work each year. Owing to a large number of companies which have set up offices in the city, there are opportunities always available for applicants.

Owing to this large influx of people to the city, the available space is greatly reducing and thus, there has never been a better time to invest in a property such as Sobha Lake Garden.

Some of the top reasons why investing in a piece of property in Bangalore is one of the best financial decisions is as follows -

Bangalore has always been known as the Silicon Valley of India. As a result, a large number of companies are available with jobs for the suitable candidate. It is because of this that many people throng this city with the hope of landing that dream job. This trend is bound to continue in the future and with time, the amount of open space available would only get reduced further which would hike the prices of real estate.

The culture of this city is very vibrant and enthusiastic which is another reason which attracts many people. Apart from professionals, scores of students are also drawn to this city in search of opportunities in education and jobs once they graduate. This means that if you purchase your property and do not use it, you can rent it out to such individuals who are always on the lookout for cheaper accommodation alternatives. This will not only help them but also provide you with another source of income.

In short, buying an apartment in Bangalore would not only give you assured returns but will also provide you with a security that will last a lifetime. Should you require finance options, then that too is available with a number of lenders including financial institutions. You can also check out the monthly installment that you need to pay using an home loan EMI Calculator.

Additional Read: Best Areas to Invest in Real Estate in Bangalore

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Is a Budget Necessary When Buying Property in Lodha Palava in Mumbai

Planning your budget before going on a house hunt is highly essential as it helps decide beforehand how much of your savings you should be using to buy that dream house. How a dream house is defined varies from one person to the other. For some, it will be a big sea-facing villa, while for others it will be a small comfortable house that serves their needs away from the hustle and bustle of the city. Yet, among the varied choices, it is the finances which play the biggest role in determining which house one should buy.

If you also have a budget to stick to but do not want to compromise on the size of your real estate, then you should definitely take a look at Lodha Palava City.

It is very essential to stick to a budget because during the process of house hunting you may come across a house which has features such as Italian marble, terrace-balcony or other such luxurious features which may drive up the price significantly. You need to ask yourself the question that whether it is really essential to shell out that extra money? Whether those extra features are really essential.

Saving for buying that dream house is one of the first steps towards making collecting money for the down payment. For a salaried individual, it may require years of hard work and effort to gather money for buying a house. Property rates in Mumbai now are at an all-time high. This is what makes purchasing an apartment in Lodha Palava City ideal for those who want beautiful homes but are on a budget.

If you want finance options, then there are a number of lenders who offer low interest home loan. What makes it even more attractive is the fact that the loan amount can be repaid back in a tenor of the applicant’s choice so that the payment of monthly installment does not become a burden.

Additional Read: 3 Things You Should Check Before Buying a Property in Mumbai

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Know The Best Projects In Real Estate In Chennai

Chennai offers a great infrastructure with the multi-cultural environment to home seekers. Apart from being a popular IT hub, it is home to some of biggest expatriate population in the country making it an attractive destination.

So, here are some interesting real estate projects for you to consider -

Amarprakash Temple Waves

These are apartments having 7 floors, which offer 1, 2- and 3 BHK flats having different plans. You can pick the plan and floor which best suits you and can book it. With a total of 2,300 units ready for you to move in the project has a built-in area of 18.50 acres with an open area of up to 70%. It offers 1 BHKs with an area up to 51.38 sq. meter, 2 BHKs of up to 56.3 sq. meter, and 3 BHKs with an area up to 83.71 sq. meter.

Casagrand Crescendo

It boasts of under construction properties with 4 Towers and 21 floors in each of them. These huge towers are built in a project area of 3.88 acres. The project offers luxurious 2 to 5 BHK apartments. It has a total of 513 units which are planned to be constructed. 2 BHKs have an area up to 57.41 sq. meter, 3 BHKs with an area up to 117.52 sq. meter, 4 BHKs with an area up to 203.74 sq. meter along with 5 BHKs having an area up to 311.78 sq. meter. The apartments can be easily customized as per your preferences before you move in.

Now you can get an easy Bajaj Housing Finance Home Loan from some of leading lenders to buy flats in Chennai. This is a secured form of a home loan which can be obtained at an affordable rate of interest and flexible tenure. To know more about them check them online or get in touch with their Relationship Manager.

Additional Read: Interesting Weekend Getaways In Chennai

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5 Best Localities in Mumbai for Buying Residential Flats

Mumbai - once a combination of seven islands, is a thriving megacity now. In addition, Mumbai is also the financial capital of India. Probably, that’s the reason the city always seems to be bursting. The lifestyle is pretty chilled out and even the climate is very pleasant: not too cold nor too hot. If given an option, most people would like to own a home in the city. From an investment perspective or for residential purpose, a 2 BHK in Mumbai is one of the best things that can happen to you.

That said, buying a house is as difficult as buying a house in Mumbai, requiring the same amount of research and efforts. Accordingly, among all the essential prerequisites, knowing the right locality for residential purpose is foremost. Another thing which can make the process of buying a flat in Mumbai easier is to go for a home loan. There are various financial institutions who offer home loan of up to Rs. 3.5 crores which can be paid back in a tenor of up to 20 years. The interest rates and terms and conditions, however, vary from one lender to the other. It is thus ideal to check what each lender has to offer thoroughly before choosing a lender. Hence, below are the top 4 localities in Mumbai for residential purpose.

1). South Mumbai

Altamont Road, Malabar Hill, Nepeansea Road, and Cuffe Parade are some of the best and safest areas of South Mumbai. People planning a 2 BHK flat in Mumbai should always start with South Mumbai.

2). Bandra

Bandra is one of the best localities in Mumbai for working people. It is known as the 'Queen of the suburbs,' due to the several reasons; (1) it is a junction that connects different suburbs to Old Mumbai, and (2) Mannat - the personal bungalow of the Bollywood’s King Shahrukh Khan.  

3). Juhu

Lastly, Juhu has the highest number of filmstars residing there. The area is best for people who like diversity, the home buyers, as well as renters, have the option to choose between a 2 BHK flat and a bungalow.

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