Under PMAY urban scheme, eligible candidates are divided into three categories, namely -
Economically weaker section
Low Income Group (LIG)
Middle Income Group I and II (MIG I and II)
Individuals belonging to these categories can use the PMAY calculator to determine the exact subsidy amount they are eligible to avail by entering necessary details like loan amount and tenor.
What is the goal of the PMAY scheme?
This Credit Linked Subsidy Scheme (CLSS) aims for -
Slum redevelopment using the support of the private sector and by employing land as a resource.
Offering home loan to eligible candidates for house construction at a low-interest rate.
Providing a weaker section with affordable houses under private and public sector partnership.
Eligibility criteria for PMAY
Interested individuals need to fulfil specific PMAY eligibility parameters to make a successful application.
An eligible candidate mustn't possess a pucca house in any part of the country.
He/she shouldn’t avail any credit under other existing housing schemes offered by central government.
Ideally, individuals with an annual income of up to Rs.18 lakh can apply for this PM Awas Yojana.
An individual complying with the above-mentioned criteria needs to fill an application form on the official website. After submitting details, he/she will receive an application number which is crucial for checking the name on PMAY list.
How to check the PMAY list?
An applicant can check his/her name on the PMAY list by following these steps-
Log in to the official site and select the beneficiary tab.
Fill in details like Aadhaar number and redirect to the next page.
Select the ‘submit’ option to view the selection and application status.
Individual’s without an Aadhaar card can use their assessment ID to view their PMAY status. They have to select the PMAY’s track application status page and enter personal details to view the same.
For the PMAY Gramin list, individuals need to open the designated website and fill in the registration number for details. However, if the registration number is amiss, clicking on the ‘search beneficiary details’ option will be helpful.
