How to Choose Between a Plot and an Apartment?

In today’s age, there is a massive conflict between the real estate investors for choosing between the plots and the flats. On the one hand, when the plots serve as a perfect opportunity for building your dream house, on the other hand, buying a ready-to-move-in apartment saves both time and cost.

This is the reason why there have always been so many complications in choosing the perfect real estate property for yourself. Moreover, when it comes to Hyderabad, everything is just escalated, thanks to the flourishing city in terms of the real estate market.

So, let’s have a look at whether the famous gated PBEL city in Hyderabad is best or a large empty plot will be suitable for you-

1. Appreciation Value

The best part of buying a real estate property is the associated appreciation value. This means that after a few years, the market value of the land or the flat will rise. Thus, while considering the appreciation value, choosing a plot is better.

2. Rental Income

When it comes to rental income, obviously flats in PBEL city in Hyderabad will earn you more as compared to the plots. This is because plots make lesser rents owing to the inability.

3. Flexibility

Now, in terms of flexible options for your dream house, plots are way better than the apartments. You can only decorate the interior of the apartment, but in the case of a plot, you will have more flexibility in designing the entire architecture.

4. Financial Assistance

Loans for buying an apartment can be easily availed, but the same cannot be said for the plots because most of the financers try to stay away from the risks associated with buying the plots.

5. Possession

Taking possession of the flats in Hyderabad will take time, depending upon the market. On the other hand, plots are readily available for possession.

If you are planning to fund your real estate investment with a home loan, make sure to check and compare different home loan products offered by various lending institutions. For example, with Bajaj Finance Home Loan, you can get many exclusive features such as doorstep services, in-person assistance, flexible repayment options and much more.

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How First Time Home Buyers Can Hope To Achieve Maximum Returns?

Confused about how you can get maximum returns from the property you just bought!? Read this!

The government with its major impetus in the real estate sectors have exempted a notional amount of rent. In addition, it has extended the benefits under Section 80D of the income tax act. The tax regulation will seem to grant tax benefits while buying a house on home loans.

With news as well expressing new sudden hike in property tax till 2021 has generated an increased demand for residential properties. The effect of tax benefits and a stagnant rate of property tax have enabled several consumers to look for a luxurious and affordable option like that of Assetz 63 Degree East.

The idea of owning a house or a property may seem quite an exciting and a daunting proposition for the first time buyers. While figuring out what to do at first as well as determining the factors to keep in mind the experience gets overwhelming and confusing.

Whether you have set your eyes for Assetz 63 Degree East or any other options, a smooth and profitable experience is what everyone longs for. To ensure that you have such desirable experience here are some short tips:

-> First of all, relieve yourself from all debts. Property expenses are expensive ventures considering registration cost, renovation as well as document charges. It is best to clear off those debts beforehand.

-> Always be judicious while choosing the location of the house. If you have a tight budget at hand then choose a location that will come under your range.

-> An appropriate plan schedule while house hunting can be very efficient.

-> Always tally your options of financing.

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Why Pune is a Favourite Destination for Real Estate Buyers?

Pune is a booming city and the population is also increasing in the city for a number of factors. First of all, due to education and job opportunities, many students and professionals are settling down in this city. This has caused the rising demand for better residential projects in Pune.

But before anything, one has to choose the reputed property builders such as the Kolte Patil Life Republic. It is because of such leading developers one can find suitable living spaces in the city.

In order to know why buyers are inclined to buy real estate projects in Pune, let’s discuss in detail-

# Higher Education

Pune is a place that has very reputed schools and colleges where one can carry out their studies successfully. Especially, for higher courses, this city offers highly reputed institutes and colleges. From media studies to engineering, you can get lots of options here.

# Job Opportunities

The city offers different offices and field to work for. Professionals from other cities also find jobs as per their quality and academic qualification. It also has an IT park and various other types of job opportunities.

# Varieties of Projects

You will not just find high-end apartments and houses. The city also boasts affordable housing complexes and flats. You can find a suitable place as per your budget. Make sure that you find the best realtor such as the Kolte Patil Life Republic.

Always grab information in detail from the realtor’s website and then decide on the perfect buy.

If you are planning to fund your real estate investment with a home loan, make sure to check and compare different home loan products offered by various lending institutions. For example, with Bajaj Housing Finance Home Loan, you can get many exclusive features such as doorstep services, in-person assistance, flexible repayment options and much more.

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Why Invest in Real Estate in Bangalore is the Best Investment?

Bangalore is the most popular and happening city in India, where millions of IT professionals make a great career for themselves. Be it living in Electronic City or Whitefield, or even if you travel onsite often, investing in real estate in Bangalore is the best investment you can make today.

After all, with properties like Provident Park Square and many others shaping up real fast, you have excellent potential to reap benefits for the investment you make today.

Steady Real Estate Market

Compared to the past, the demonetization and digital India has helped Real Estate industry boom like never before. The costs have drastically come down, and only those who have a solid income source can purchase them without using shady practices. It helps working professionals to invest.

RERA Helped Transparency

The best part about the Real Estate Regulation and Development Act RERA launched in 2016 forced builders to provide more transparency. Hence you can now know more about your property and where your money is being invested for long term benefits.

Better Property Choices

Provident Park Square and other approved properties are great examples of how development is being done for good property in Bangalore. They are located close to banks, supermarkets, shopping malls, and theaters so that you can access everything with ease.

Young kids and college students will have universities as well as schools located nearby so that the entire lifestyle is built around the ecosystem, which is the prominent location of the property you choose. It also has long-term value and helps the future generation.

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Manbhum Around The Grove- Best Real Estate in Hyderabad for Investment

If you are looking for a property in a widely developed city like Hyderabad, then you good options to invest on. However, intelligent investment is really essential, especially in the property like Manbhum around the Grove. If you are a seasoned investor, then it becomes essential that you do good research about the same. When it comes to investment, negotiation plays an important role. Bette the negotiation, better is the deal.

Here are a few things to consider when negotiating for a property deal in Hyderabad-

Check the property trends-

It is important that you check the property trend in Hyderabad. The real estate sector keeps fluctuating regularly. So staying updated with facts, numbers and other aspects of real estate are really important.

Setting up the long term goal-

Do consider the long term investment goal. If you are buying a flat in Manbhum around the Grove for investment purpose, then you must consider it as financial yield. If you want to buy a home in Hyderabad, you should look at getting a home loan from a lender with flexible terms and a long repayment tenure.

Keeping price in Mind-

Always keep the price in mind so you get the desired result. A bad deal is where the buyer and seller won't arrive at the desired price. However, you can be flexible in terms of pricing.

Negotiation is something that you should be good if you want to invest in the best property in Hyderabad. Hire the right real estate dealer who can help in getting the best deal.

If you want to invest in property and want to buy home with property loan and want to know about how to apply for Loan against property then you must visit Bajaj Housing Finance official website.

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A Guide for First Time Home Buyers in Bangalore

Buying a house is possibly one of the most vital choices a person makes in their lifetime. Bangalore with spectacular infrastructure and ample job opportunities is ideal for real estate investments.

Here are a few helpful pointers to keep in mind, while looking to buy your very first property:

1. Understand Paying Capacity

Purchasing a home can become easy if the person has a stable earning source so that he can pay off the EMIs, without any major compromises in lifestyle. Introspect and compute your own financial situation and buy a property that fits your budget. Explore good projects in Bangalore that are affordable yet luxurious, like the Sobha Dream Acres.

2. Commute Time

Bangalore being a hub of jobs definitely needs a lot of time-saving, and what is better than living nearer to your workplace. Invest in properties like Sobha Dream Acres, that are close to IT parks and help you save time and money on commuting.

3. Searching for the apt bank

As a new home buyer, you may not have the time and energy to follow tedious and time-consuming loan processes. Opt for a bank that offers a home loan that is affordable and has a hassle-free home loan approval process.

Sobha Dream Acre Project at promising residential location i.e. the outer ring road, Bangalore. ORR offers great connectivity to the airport and houses some of the biggest tech packs in the city.  The project offers the choice of 1 BHK, 2BHK and, 3BHK large homes apt for nuclear families.

The project offers facilities like swimming pool, volleyball court, and more. An amazing Clubhouse, jogging tracks are all there for a comfortable living. In house crèche, clinic, coffee shops, guest rooms, dance room, the project has everything you can wish for.

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Choosing the Right Bank or NBFC to Invest on GKRS Palacio

These days, finding a home loan is much easier because more and more people are investing on homes. However, one of the major tasks is to find the right financial institutions that can offer low interest rate on home loan. Banks who offer home loan look for various factors like financial status, tenure, home loan rate, etc.

For instance, if you are investing in a property like GKRS Palacio, Hyderabad, there are banks that are ready to offer loans.

The most important thing to consider is to choose the best bank for home loan-

The ROI:

This is the foremost thing to consider when looking for a home loan in the bank. Compare the ROI of different banks so you can apply accordingly and look for the right bank that will help in enough saving.

Sanction Period:

This refers to the total time taken by the lender in sanctioning the loan. There are situations when the bank may take weeks to sanction the loan, and you may end up missing the flat. So do check the sanction period of the same.

Floating Rate vs Fixed Rate:

When you are choosing the bank, floating rate and fixed rate do matter a lot. Floating rate varies according to the market. It may go down or my rise up. Fixed rate, is always fixed. If you have a stable job, then fixed rate is the best to go for.

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How to Own a Dream House in Bangalore?

Indian real estate sector has experienced high growth and demand in Bangalore. This city has gained great attention from property seekers. This is due to the growth in the area due to the IT sector and other start-up industries. Properties in this city are available at an affordable rate that attracts investors and people to own dream home.

With the increasing population of professionals in the city, the demand for real estate property is high. Real estate developers are also providing real estate projects like Assetz Marq and others that fulfil dreams of people to own affordable house.

Here are a few tips that will help an individual to select the right home with modern amenities at an affordable price. Bajaj Housing Finance Home Loan provides the needed finance facility to people who fall short of money to own dream home.

Identify the location: Location of property definitely defines the rate, appreciation and increase in the demand. Look for Assetz Marq as it is located in a popular area with the best connectivity to other areas of Bangalore.

Prepare a financial plan: Before you select the property, analyse your budget and look for the best options in the market that can provide you with the needed finance. Manage the expenses, have the best plan and other expenses.

Know your needs: Before you buy property in Bangalore, it is best to look for the property as per your needs. For this, analyse your needs, amenities and prepare the checklist. Look for the facilities you wish as this will definitely add up to the overall price of the property.

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What Makes Bangalore The Best Place To Invest In?

Bangalore the IT capital of the country has witnessed unprecedented growth in recent times. The Sprawling glass buildings, the impressive international airport and acres, and acres of IT SEZs all are part of the city’s impressive growth story.

People from all over the world now call the city of Bangalore their home. Many premium builders are developing world-class residential apartments for the globe trotter population of the city.

Following are few benefits of buying an apartment in Bangalore:

Housing across budgets:

Buying property in Bangalore is a lot cheaper compared to most other metro cities in the country. One can easily find value homes and houses for all budgets. Bangalore offers a range of residential apartments, across locations, from well-known builders. Select the home that best suits your location preferences and lifestyle requirements.

Massive developments:

With many new IT parks and SEZs coming up, the city has many locations that are worth investing in. The north of Bangalore till the international airport offers great projects and all the necessities like international schools, malls, offices and more. Even if you buy a property on the outskirts, and if the location is upcoming you can reap great returns in the future.

Amazing living experience:

Properties like Sobha Dream Acres, offer outdoor sports facilities, party hall and swimming pool for an outstanding living experience. Bangalore boasts of great weather across the year, which means you can enjoy a plethora of activities when you live in an apartment complex like the Sobha dream acres.

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Best Option for Luxury Leaving in Mumbai

Owning a home in a bustling city like Mumbai is a dream that has come true for every individual living in the city. Skyi Star Towers is easily one of the best investments that you could make for a prosperous future.

Living in a luxury apartment with all the amenities -  posh interiors, access to improved car parking, swimming pool, and so on whereas such a luxurious property also gains value as years progress.

Prepare Yourself for the Purchase

Decision Making– Start by making a firm decision to buy a property in Mumbai. Once you do so, it is time to put in all your investments such as jewels and existing assets. Any old homes can help you fetch good money if you know how to negotiate and sell it for the highest bidder.

Explore Loans– Skyi Star Towers is a beautiful locale that comes at a cost that justifies the luxury. To afford it, explore loans offered by banks and private lending firms.

Check Interest Rate– The best interest rates will help reduce the overall sum you pay at the end of the loan tenor. Prepare yourself by exploring multiple options and negotiate to get the best offer that the lending firm could offer.

Importance of Loans– Before buying your beautiful home at Skyi Star Towers, even if you have saved all the money necessary, loans are handy. They help you retain your asset, and pay off a loan in easy repayments for years. Home Loans also help in reducing taxes that you pay every year out of your income.

Approach a reliable agent who can help you out, or you can do the research on your own to make your big home dream come true.

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Top Real Estate Myths Busted

Are you looking forward to making a real estate investment? Before doing so, it is important to know about some of the common real estate myths around.

There is no denying the fact that real estate investment is a challenging task. Before making a profitable real estate investment, you are required to look into a myriad of factors involved in the given industry.

One aspect that you should pay attention to is staying away from the common real estate myths and being aware of the reality behind the same. If you are looking forward to making a major real estate investment in the high-end Sunteck City Goregaon, you must be aware of the facts associated with your investment.

Some of the common real estate myths that you should know about are:

# Real Estate is a Highly Unregulated Industry

While every real estate market is quite unique, the current market conditions have become highly regulated with the involvement of the state as well as the central government. All the real estate properties, as well as developers, are regulated by a centralized body referred to as the RERA.

# No Time for Investment

There is no right or wrong time to make the desired real estate investment. It is all about your priorities. When you wish to secure your future, you can think of making an investment right away.

# Real Estate Investment is Expensive

While it is a common belief, depending on your requirements, there is a specific real estate investment structure for every type of investor out there. You can enjoy opportunities from the government scheme of Pradhan Mantri Awas Yojana that provides you with a subsidy on your home loan interest rate as well..

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Reasons why Ready Made Property like Gem Nakshatra in Hyderabad is the Future

Readymade properties are the future of real estate. Read to know more!

Searching for the perfect house in this broad market can be a challenging task for those who are buying a home for the very first time. An individual has to consider a long list of deciding factors such as EMI, the cost that needs to be paid, in construction, and other charges, before finalizing.

Gem Nakshatra is one such property that imbibes all the essential features and characteristics that home buyers might need and looks for:

# Transparency in price

An individual who buys a BHK in Gem Nakshatra, pays the amount that asked– there are no hidden or added charges over it.

# Policy changes aren’t a problem in the readymade home

There are numerous such incidents when individual losses money for the changes made in the old policy. Readymade properties such as Gem Nakshatra are already structured and, such episodes don't really occur in them.

# No rent is charged

The moment one enters the readymade apartment, the person is free from rent charges, the only amount that is required, to be paid is the amount that's estimated, for the loan. Clearing the dues off in monthly instalments is sufficient for settling the amount.

# No risk and more clarity

The readymade apartment doesn't violate any law– that can put the purchaser in trouble. In fact, it obeys the rules, laid down, by the government. Hence, there are low chances of potential risk in them as they promote clarity from the core. Owning a readymade house is way safer than the rest.

Additional Read: Benefits of Buying Apartments in Hyderabad at a Glance

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