Monday, 31 May 2021

Want To Enjoy Home Loan Tax Benefits? Follow These Points

Do you have an active home loan account or want to apply for one? You should be aware that you can also enjoy some home loan tax benefits. If you want to know how to avail yourself of housing loan tax benefit, here is a short post!Home loan tax benefits and conditions to avail of them On the principal home loan amount You enjoy a maximum of up to Rs.1.5 lakh on repaying the principal component of your home loan. You can claim...

Thursday, 27 May 2021

You Must Know About What is Loan Against Property?

The loan against property is one of the secured finances available in India and offered by leading banks and NBFCs in major cities. If you need a large amount to cover your different needs, you can keep your property as the collateral to do that. In this case, the loan is given against the value of your property. Most lenders may provide you with a loan value of up to 75-80% worth of your property. And the best part about it is that...

Tuesday, 25 May 2021

What are the factors that affect loan against property eligibility?

Potential borrowers need to fulfil all loan against property eligibility requirements to avail such credit without hassle.Some of the factors that influence these eligibility are discussed below.Factors affecting LAP eligibilityCredit historyCredit history or CIBIL score is a crucial parameter that affects the LAP eligibility significantly. This factor substantiates a borrower’s repayment capability and creditworthiness. Most lending institutions...

Sunday, 23 May 2021

Easy Ways To Calculate Your Housing Loan EMIs through EMI Calculator

Despite having home loan eligibility, many people do not apply for housing finance. It is because they are unaware of an exact home loan EMI payable over a tenor. But it is possible to calculate home loan EMIs in advance. All that you have to do is – use the housing loan EMI calculator. Let’s know how to use the home loan calculator for EMI in this short post!What is a housing loan EMI calculator?A home loan EMI calculator is an online tool...

Wednesday, 19 May 2021

Know the Factors before Applying for a Home Loan

Do you wish to apply for home loan and avail of a significant amount to construct or buy your dream home? If yes, you are not alone! Many people apply for home loans and still face rejections. It is because they don’t consider a few factors affecting housing loans. Read on and know more!Research for best home loan deals onlineWhen it comes to applying for a home loan, you may come across many offers. It may confuse you on which one to go for....

Tuesday, 18 May 2021

You Should Know How Top-up Loan Works on a Home loan

When you need a large amount, it is common to avail of a loan to cater to your needs. But when you already have a home loan or have recently opted for the home loan balance transfer, you may avail of a top up loan. A top up loan is offered above and over your current home loan. Based on your home loan eligibility, you can know about an available housing loan amount. Using the top up home loan calculator on a lender’s website, it is possible...

Monday, 17 May 2021

Myaddtionalwork

http://www.apsense.com/article/plan-your-housing-loan-emis-in-advance-for-future.html https://housing-finance-blog.mystrikingly.com/blog/some-pointers-that-can-affect-your-housing-loan-rates https://homesandloansblog.wordpress.com/2020/12/24/refinancing-home-loan-is-it-an-ideal-option-for-you/ https://housing-finance-blog.mystrikingly.com/blog/still-dreaming-of-a-perfect-house-opt-for-a-home-loan-and-get-it-fulfilled https://housing-finance-blog.mystrikingly.com/blog/home-loan-installment-calculator-know-how-to-use-it-properly https://www.quor...